"Is Premium worth it" gets answered with feelings, which is strange, because it's one of the few questions in Roblox with an actual arithmetic answer. You can settle it for your own account in about two minutes. The trick is knowing which two numbers to compare.
What you're actually buying
Premium bundles a few things: a monthly Robux stipend, a discount on Robux purchases, the ability to trade and sell on the marketplace, and some per-game Premium perks. Those are four different value streams, and they're worth wildly different amounts to different people. Lumping them into one "is it worth it" is where the confusion starts. Take them one at a time.
The stipend, valued honestly
The stipend is a monthly chunk of Robux. The mistake people make is valuing it at the buy-side rate to make Premium look free, while valuing their own Robux at the DevEx rate when it suits a different argument. Pick one and be consistent. The stipend is worth what you'd otherwise pay for that Robux — buy-side — because that's the spend it replaces. So the real question is whether you'd buy that much Robux anyway.
- If you already buy Robux every month, the stipend plus the purchase discount can offset most or all of the subscription. Premium edges toward paying for itself.
- If you don't buy Robux, the stipend alone usually doesn't cover the sub at buy-side value. You'd be paying a subscription to receive a smaller amount of currency than the subscription costs.
That's the whole core of it, and the Premium break-even calculator does the exact comparison: put in your monthly Robux spend and it tells you whether the stipend and discount beat the price.
The trading access is the wildcard
Here's the value stream that breaks the simple math. Premium is the gate to trading and selling Limiteds on the marketplace. For someone who actually trades, that access can be worth more than the stipend and the discount combined, because it unlocks an entire economy you otherwise can't touch. For someone who never trades, it's worth zero. So your answer swings hard on one question: do you trade, or are you going to? If yes, Premium is closer to a cost of doing business than a luxury. If no, ignore this stream entirely.
The perks are mostly noise
The in-game Premium perks vary by game and are usually minor — a small boost here, a cosmetic there. Nice, occasionally, but I wouldn't let them move the decision. If the stipend-and-trading math doesn't already justify it, a 10% in-game boost in one title won't.
So, the honest answer
Premium is worth it if either of two things is true: you'd buy that much Robux anyway, or you trade Limiteds. If both are false, you're paying a monthly fee for a stipend worth less than the fee, and you should skip it. There's no universal yes or no here, which is exactly why "is Premium worth it" videos are useless and a two-minute calculation isn't. Plug in your own spending, look at whether you trade, and the answer falls out. It's boring. Boring is how you avoid paying for something that isn't for you.